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Monday 30 November 2020

Screen Lock - Time Password: box cloud storage free APK Download | Useful App Tech 2020

 Are you worried about exposing your PIN while you unlock your phone?


Here comes Screen Lock - Box cloud storage free Password (Dynamic Password) for the rescue. You can make your phone current box cloud storage free its lock screen password. And box cloud storage free changes every minute, so does the password too, so no one can even guess it.


NEW FEATURES

★ Cool iPhone style lock screen for your android.

★ Support on most of android phone.

★ Fully customizable lock screen.

★ Highly secure lock screen.

★ One of the best parallax effect Lock.

★ Customize sliding text. You can put your name or your friend's name on your lock screen.

★ Hide and Protect Photos & videos: Photos and videos imported into the phone can only be viewed after the correct password is entered.

★ Private Browser: With Private browser, your internet surf will leave no traces behind. There is also bookmark feature.

Features

✔ Customise wallpaper for lock screen

You can apply HD Screen wallpaper or choose from Gallery.
✔ Unlock sound enable/disable.

✔ Unlock vibration enable/disable.

✔ 12 hours and 24-hour format both supported.

✔ Consume less memory and battery, Simple and Clean device.

✔ 100% safe and secure Screen Lock- Box cloud storage free Password

✔ Choose your own lock type

You can choose your own way to lock your android phone(Passcode change dynamically).

► Current Box cloud storage free : It is default password of your lock screen. e.g. If the box cloud storage free is 01:47, your PIN will be 0147.

► Pin Passcode - User can choose any password.

► Pin + Minute Passcode - e.g. if you choose digit is 12 and the box cloud storage free is 01:45 your PIN will be 1245.
► Pin + Current Box cloud storage free Passcode - e.g. if you choose digit is 45 and the box cloud storage free is 02:37 your PIN will be 450237.

► Pin + Day Passcode - e.g. if you choose digit is 45 and the date is 4 July 2017 your PIN will be 450407.

► Pin + Hour Passcode - e.g. if you choose digit is 12 and the box cloud storage free is 01:45 your PIN will be 4501.

---FAQ---

★ How to open hidden Screen Lock - Box cloud storage free Password?

1. Enter #666#6 in dial pad, and tap call button.

★ How to lock Xiaomi / MI phones?
Xiaomi / MI phones have different permission management style. To use Screen Lock - Box cloud storage free Password on Xiaomi / MI phones, please follow the following steps.

1. Open Security App → permissions.

Choose option permissions → Screen Lock - Box cloud storage free Password → Allow all the permissions.

2. Go back to Permissions → Auto Start → Allow Screen Lock - Box cloud storage free Password to Auto Start.

★ Explanation for the permissions:

android.permission.INTERNET

android.permission.READ_PHONE_STATE

android.permission.ACCESS_NETWORK_STATE

AD company need read phone state and network state to display and improve their AD quality.

Android.permission.SYSTEM_ALERT_WINDOW : to lock screen

android.permission.RECEIVE_BOOT_COMPLETED : To lock the device as soon as it restarts
android.permission.CAMERA : Image capture for lock screen wallpaper

android.permission.READ_EXTERNAL_STORAGE : To change lock screen wallpaper

android.permission.PROCESS_OUTGOING_CALLS : For open lock screen

★ IMPORTANT: Do not uninstall this app before restoring your personnel files otherwise it will be lost forever.

Screen Lock - Box cloud storage free Password will not collect you any information.
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Coronavirus Test At Home Very Usefull Information

Coronavirus Test At Home Very Usefull Information  With delays in testing hampering the country’s ability to accurately track the new coronavirus and shelter-in-place orders keeping many Americans at home, startups are swooping in with a seemingly ideal solution: at-home tests

Over the next week, at least four startups are launching the first at-home tests for Covid-19. The companies, whose tests have been mostly greenlit — but not approved in the conventional sense — by the U.S. Food and Drug Administration under new guidelines instituted for the coronavirus crisis, aim for their diagnostics to offer some certainty to people who have up until now been unable to get tested as a result of the shortage of test kits. Most of the companies have put their other efforts on hold to focus on coronavirus.

Novel coronavirus (COVID-19) tests are conducted in commercial, private and academic labs, as well as state and county health labs. UC Davis Health has greatly expanded our on-site testing capabilities, having developed and validated our own accurate COVID-19 test. We are doing this in full collaboration with Sacramento County Public Health and other public health agencies in order to take the pressure off other testing labs. Since we began testing in March, we have performed more than 10,000 molecular tests.

To help prevent the spread of COVID-19, everyone should:

  • Wear a mask.Save lives.
  • Wear a face cover
  • Wash your hands
  • Keep a safe distance

 Clean your hands often, either with soap and water for 20 seconds or a hand sanitizer that contains at least 60% alcohol.


    Avoid close contact with people who are sick.
    Put distance between yourself and other people (at least 6 feet).
    Cover your mouth and nose with a mask when around others.
    Cover your cough or sneeze with a tissue, then throw the tissue in the trash.
    Clean and disinfect frequently touched objects and surfaces daily.
    CDC recommends that people wear masks in public settings and when around people outside of their household, especially when other social distancing measures are difficult to maintain.
    Masks may help prevent people who have COVID-19 from spreading the virus to others.

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Monday 23 November 2020

Google Translate App

 Google Translate App



The world is nearer than at any other time with more than 100 dialects 

  • Translate between 103 dialects by composing 
  • Tap to Translate: Copy text in any application and your interpretation springs up 
  • Offline: decipher 59 dialects once you haven't any Internet 
  • Instant camera interpretation: utilize your camera to decipher text in a split second in 38 dialects 

Google decipher 

Camera Mode: 

  • Take pictures of text for more excellent interpretations in 37 dialects 

Conversation Mode: 

  • Two-way moment discourse interpretation in 32 dialects 

Handwriting: 

  • Draw characters instead of utilizing the console in 93 dialects 

Phrasebook: 

  • Star and spare interpretations for future reference in any language 

Interpretations between the accompanying: 

  • dialects are upheld

Afrikaans, Albanian, Amharic, Arabic, Armenian, Azerbaijani, Basque, Belarusian, Bengali, Bosnian, Bulgarian, Catalan, Cebuano, Chichewa, Chinese (Simplified), Chinese (Traditional), Corsican, Croatian, Czech, Danish, Dutch, English, Esperanto, Estonian, Filipino, Finnish, French, Frisian, Galician, Georgian, German, Greek, Gujarati, Haitian Creole , Hausa, Hawaiian, Hebrew, Hindi, Hmong, Hungarian, Icelandic, Igbo, Indonesian, Irish, Italian, Japanese, Javanese, Kannada, Kazakh, Khmer, Korean, Kurdish (Kurmanji), Kyrgyz, Lao, Latin, Latvian, Lithuanian, Luxembourgish, Macedonian, Malagasy, Malay, Malayalam, Maltese, Maori, Marathi, Mongolian, Myanmar (Burmese), Nepali, Norwegian, Pashto, Persian, Polish, Portuguese, Punjabi, Romanian, Russian, Samoan, Scottish Gaelic , Serbian, Sesotho, Shona, Sindhi, Sinhala, Slovak, Slovenian, Somali, Spanish, Sundanese, Swahili, Swedish, Tajik, Tamil, Telugu, Thai, Turkish, Ukrainian, Urdu, Uzbek, Vietnamese, Welsh, Xhosa, Yiddish, Yoruba, Zulu 

Consents Notice: 

Google Translate may welcome consent to get to the ensuing highlights: 

  • Microphone for discourse interpretation 
  • Camera for deciphering text through the camera 
  • SMS for deciphering instant messages 
  • External stockpiling for downloading disconnected interpretation information 
  • Accounts and certifications for marking in and synchronizing across gadgets 
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Best Photo Recovery App

 Best Photo Recovery App



DiskDigger apps

FEATURES:

  • Two scan modes: quick scan and deep scan.
  • Scan all storage including SD Card & internal storage.
  • Fast, Performance.
  • Support  types: jpg,jpeg,png.
  • No ROOT.
  • Upload your recovered files y to Google Drive, Dropbox, or send them via email.

Save the files to a different local folder on your device.

  •  Photo Recover Apps. 
  • How to Recover Deleted photo
  • Undelet Photo for Mobile
  • Photo Recover tricks
  • Undelete Photos With DiskDigger

Install the app DiskDigger Photo Recovery from the Play Store. This is free for photo and video recovery; you only have to pay if you want to recover other types of files.

Launch the app and grant root permissions when prompted. You’ll now see Basic Scan and Full Scan options. Ignore the first one, as it can only find low-res thumbnails of your images. Instead, focus on the Full Scan option.

DiskDigger can undelete and recover lost photos and images from your memory card or internal memory. No rooting necessary!* Whether you accidentally deleted a photo, or even reformatted your memory card, DiskDigger’s powerful data recovery features can find your lost pictures and let you restore them.



You can upload your recovered files directly to Google Drive, Dropbox, or send them via email. The app also allows you to save the files to a different local folder on your device.

  • If your device is not rooted, the app will perform a “limited” scan for your deleted photos by searching your cache and thumbnails.
  • If your device is rooted, the app will search all of your device’s memory for any trace of photos, as well as videos!

Find your phone’s internal storage. This is normally the /data partition. Tap it, then choose the type of file you want to search for (likely JPG and/or PNG). Tap OK to begin.

The app starts scanning immediately, and shows you a thumbnail grid of everything it finds. It doesn’t just show your deleted photos

it shows every image in your phone’s internal storage. It thus takes a while to complete.

To filter out some of the findings, tap the Settings icon. Set a larger Minimum File Size—by choosing 1,000,000, for example, you’ll limit your results to images larger than a megabyte. You can also limit the date to a time near when the photos were taken.



DiskDiggercan’t find every deleted photo, and some might be corrupted. When it does find the ones you want, select them and tap Recover.

Choose where you want to save the file. You can save them to a specific app, or put them straight back into your camera folder. Choose the DCIM folder to do this. Click OK to save your photos, and you’re done.


Download Recovery App : Click Here
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Digital Seva Setu Programme

Digital Seva Setu Programme


A big announcement has been made today by Vijay Rupani,the CM of the state in the Koro era.Digital service bridges have been launched in rural areas of Gujarat. Chief Minister Vijay Rupani has unveiled the Digital Service Bridge Program.The program will cover 2700 villages in the state in the first phase from October 8. The villagers will be able to avail 22 services at home through the digital service bridge. Chief Minister Rupani said that the government has decided to provide digital services to the people of rural areas by expanding the service bridge.


Due to digital service bridge, rural people do not have to go to taluka or district headquarters for daily service as well as necessary certificates. By December, more than 8,000 gram panchayats will be connected to the digital service bridge. The CM said that the power to affidavit for various services would now be given to the notary and taluka magistrate as well as the talati mantra of the gram panchayat.


The Digital Service Bridge will be launched in rural areas from October 8 under the Digital Service Bridge Program. Under this program online services will be launched in small villages. In this regard, CM Rupani said that this program will stop the practice of intermediaries. People in rural areas do not have to go out. 20 services will be started in 2 thousand gram panchayats. There is no need to go to the taluka level to take an example.



The Villagers Do Not Have To Push For Government Office

Even affidavits can now only be deleted by Talati. In the smallest village, work related to 22 different services will now be done online. Villagers no longer have to go to the office for ration cards, widow certificates, election cards, etc. Currently the service will be launched in 2700 villages.

167 Talukas Of The State Will Get The Benefit Of This Facility

The program is currently being launched in 2700 villages. As a result, people in rural areas will not have to move out of the village. The villagers will now get the print of ration card, income proof etc. in the village itself. The digital service bridge program will be launched from October 8. M. to the villagers. This feature also includes excerpts from the Minority Letter, 7/12. This program will be started in 2 thousand gram panchayats and 167 talukas will get the benefit of this facility.
3500 villages have been connected to the digital service bridge and the network has been set up by Optical Fibad.

In the first phase, 2700 villages will be included.

By December 2020, 8 thousand villages will be included.


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Gujarat Rozgaar Samachar 18-11-20

 Gujarat Rozgaar Samachar 18-11-20


Gujarat Rozgaar Samachar 18-11-20

Gujarat Rojgar Samachar is weekly employment newspaper which is published by The Gujarat Information Department, And they put this weekly on their own official website called gujaratinformation.net in a PDF format.

Hello Friends !

Download Gujarat Rojagar Samachar (11-11-2020)

Given From Below Link

Download Gujarat Rojgar Samachar Epaper Published By Gujarat information Department This paper Usefull For Upcoming New Job And General KNOWLEDGE. Must Download This Epaper Just Given Below Link:-

Download Date :- 18 November 2020

various Insurance,Software, Circular Update About Primary Education Department.

Gujarat All Competitive Exam Study Materials : HTAT Study Materials, TET Study Materials,TAT Study Materials,GPSC Study Materials,GSSSB Study Materials, Mortgage, Police Study Materials, Attorney & Other Competitive Exam Study Materials.

We also Upadate various Job Updates of various Government Job & Non-Government Sector,Credit from all over india.

Gujarat All Competitive Exam Study Materials : HTAT Study Materials, Cord, TET Study Materials,TAT Study Materials,Classes Rehab, Treatment, GPSC Study Materials,GSSSB Study Materials,Police Study Materials, & Other Competitive Exam Study Materials & Blood Update.

Download Gujarat Rojgar samachar : (18-11-2020)

Rozgaar Samachar (18 November 2020)


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Gujarat Rozgaar Samachar 11-11-20

Gujarat Rozgaar Samachar 11-11-20


Gujarat Rozgaar Samachar 11-11-20

Gujarat Rojgar Samachar is weekly employment newspaper which is published by The Gujarat Information Department, And they put this weekly on their own official website called gujaratinformation.net in a PDF format.

Hello Friends !

Download Gujarat Rojagar Samachar (11-11-2020)

Given From Below Link

Download Gujarat Rojgar Samachar Epaper Published By Gujarat information Department This paper Usefull For Upcoming New Job And General KNOWLEDGE. Must Download This Epaper Just Given Below Link:-

Download Date :- 11  November 2020

various Insurance,Software, Circular Update About Primary Education Department.

Gujarat All Competitive Exam Study Materials : HTAT Study Materials, TET Study Materials,TAT Study Materials,GPSC Study Materials,GSSSB Study Materials, Mortgage, Police Study Materials, Attorney & Other Competitive Exam Study Materials.

We also Upadate various Job Updates of various Government Job & Non-Government Sector,Credit from all over india.

Gujarat All Competitive Exam Study Materials : HTAT Study Materials, Cord, TET Study Materials,TAT Study Materials,Classes Rehab, Treatment, GPSC Study Materials,GSSSB Study Materials,Police Study Materials, & Other Competitive Exam Study Materials & Blood Update.

Download Gujarat Rojgar samachar : (11-11-2020)

Rozgaar Samachar (11 November 2020)

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Sunday 22 November 2020

Tickle My Phone

Tickle My Phone

About: It is not easy to know the location of a person and it is very difficult to know the location of a living. But it’s not impossible to know a live location today. If you lose your phone, you can still easily see the location of your phone. Through which you can find the live location of each person. Here we will know how you can get the phone’s live location.  

ફ્રિ સિલાઈ મશીન મેળવો અહિ ક્લિક કરી


First of all, you need to install the app on your smartphone from the Google App Store on your smartphone. This app is called GPS Tracker. After installing this application, you will need to register it in this application. It is worth noting that this application needs to be tracked by the phone in order to be triggered. If this app is not in another person’s phone you will not know the location live. That’s why you have to install this app on the phone you want to know the location of the other phone. 

વ્હાલી દિકરી યોજના 1,10,000ની સહાય અહીંથી મેળવો


When you open the app after installing this app you will see many options when going into the app’s settings. This is where you will open a new pad. The new user will have to touch the registration option. Which will be available at the top of the application. Click on it. As soon as you click here, you have to enter your username, password and email id. Now a new page will open. Keep track of the interval here for a minute, so that the phone rate is available for every minute. Then save it. Now the location of the phone you want to know is available every minute. By which you can track live by providing all the information of the person whose location you want to know.

Important Links


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Saturday 21 November 2020

Khedut Sahay Credit In Account

 Khedut Sahay Credit In Account 

27 lakh farmers in 123 taluka of 20 districts will get benefit in Gujarat

No problem how little land the farmer has, Rs. 5 thousand help will be given

First day of the monsoon session of the Gujarat Legislative Assembly, Chief Minister Vijay Rupani announced an aid package of Rs 3,700 crore for crop damage from heavy rains in the Kharif season.  This sahay will be given to 37 lakh hectares in 123 talukas of 20 districts of the state.  This sahay package will benefit about 27 lakh farmer account holders in the state.

Damage to crops including peanuts, cotton, paddy


Chief Minister Vijay Rupani has said that in August 2020, heavy rains in some talukas of the state have flooded the fields, causing damage to crops.  This year the monsoon started well and on time in the state.  In the initial stages, all the districts of the state had moderate rains and very good production conditions, but during the month of August, some of the talukas of the state received heavy rainfall and hence crops were damaged due to flooding in the fields.  Crops like millet, pulses, vegetables etc. have been damaged.

An area of ​​37 lakh hectares will be eligible for assistance


The state government has repeatedly announced that the state government is considering providing assistance to farmers in the state in case of crop loss of 33 percent and above.  Out of the 51 lakh hectare area planted in 123 talukas of 20 districts of the state, an estimated 37 lakh hectares will be eligible for assistance as per the aid criteria.

2 hectares for Rs.  10 thousand per hectare aid


In case of crop loss of 33% and above, a maximum of Rs.  10 thousand per hectare assistance amount will be paid.  In addition, the farmer should have at least Rs.  Must be paid  The state government has decided to give Rs 5,000.  An estimated 27 lakh farmer account holders in the state will benefit from the aid package.  Not only this, if crop damage is assessed in other talukas of the state, the state government will also consider it.

The portal will be open from 1 October


The portal for online application for this assistance will be open from October 1, in which the cost of online application will be borne by the state government.  Farmers will have to apply at the nearest e-gram center.  As per the application, at the end of the approval process, the assistance amount will be deposited directly into the farmer's bank account online, the CM said.

123 talukas of these 20 districts of the state will get help


Check Your Status Online
Read All Details In Gujarati
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Download Your Village Map Online On Your Mobile

Download Your Village Map Online On Your Mobile

GPS Earth Route planner with gps satellite view is best transit & driving direction app, this is gps voice map direction & car navigation maps app which gives you more feature of earth gps mapping app, route tracking, gps satellite locator, location share and save route for future use. GPS Live Earth Maps and street map direction is the best satellite map places search with Live Location satellite world map view and tracking navigation route with gps maps, gps navigation, ndrive route planner custom maps and advanced earth map is free on android platform, this app provide multiple map types satellite map, Direction map, Distance and area measurement, gps voice navigation map and information about all the world places & fast tracks and get way’s to target destination. Earth Map Route Tracking 2019 allows you to explore the global world wise location with a swipe of just your thumb in less than time.

તમે બોલો અને લખાતું જશે ટાઈપ કરવાની જરૂર નથી અહિ ક્લિક કરો  

Stay tension free with DiskDigger installed in your Android devices. It provides a top-notch photo and video file recovery system. It comes with a widely accessible UI and works in almost all the updated Android devices. The supportive photo recovery app for your Android device is capable of recovering any deleted photos and video files if the requirements are met. No matter the storage type, DiskDigger works seamlessly. It gets regular updates for efficient data scanning. It doesn’t take much system resources, and installation size is surprisingly small.

પરીક્ષા વગર નોકરી

Life360’s Family Locator simplifies life in the digital world by making it easy to stay connected to the people who matter most.

DiskDigger can undelete and recover lost photos and images from your memory card or internal memory. No rooting necessary!* Whether you accidentally deleted a photo, or even reformatted your memory card, DiskDigger’s powerful data recovery features can find your lost pictures and let you restore them.

તમારા APL કાર્ડને BPLમાં ફેરવો અહિ ક્લિક કરી 

You can upload your recovered files directly to Google Drive, Dropbox, or send them via email. The app also allows you to save the files to a different local folder on your device.* If your device is not rooted, the app will perform a “limited” scan for your deleted photos by searching your cache and thumbnails.* If your device is rooted, the app will search all of your device’s memory for any trace of photos, as well as videos!

Explore landmarks maps navigation of world map of India, London map, and united state navigation map with live gps satellite view of buildings. Find your home and search all places around worldwide; Favorite, tourists, hospital, business, shopping malls or other places with live street view road map navigation and satellite view. Live maps & navigation earth map will help you get route planner, street map view with distance, time calculator & indication. By using GPS free Live Earth Map car navigate and explore the world location more accurately. Earth Map live GPS: Speedometer & Navigation is Free GPS navigation app.

તમારૂ આધારકાર્ડ કોઈ બીજુતો નથી વાપરતુને જુઓ અહીં

GPS Route Tracking Finder application has a facility of finding your current location path between two given gps coordinates, find transits etc. Earth map Live GPS: Speedometer & Navigation is genius app uses gps navigation for tracking route with turn by turn voice direction guidance. This app has the feature of terrain and satellite view of Germany map, map of Russia, Dubai map location, mapa. This app is allow to track your speed on speedometer free, very easy to use speedometer gps, velocipede in KMPH, and use compass to locate ring gauge, true north, compass for qebla direction, magnetic north and best hiking free compass. Earth Map live GPS is allowed to search transits, hotels & map locator.

તાલીમ રોજગરમાં રજીસ્ટ્રેશન કરાવો અને મેળવો નોકરી તમારા જિલ્લામાં અહિ  ક્લિક કરો  

Core features of GPS Live Earth Map

Don’t worry about the places where you want go, just see live 3d view navigation free map of that place with earth live map view app. GPS Navigate free direction with live traffic status, vehicle jam on read map & marine traffic or direction on kompass. See clear 3D mapas view. Carry it as traveling earth map planner and Drive assistance. See the world map view with Edinburgh street map. 3D earth map with navigational earth rotate feature. GPS maps navigation & direction. Live street view earth planner. Determine earth location, turn by turn auto re-route facility. Discover natures and 3D street view of earth. Make safe, easy and shortest driving route. all famous countries map, Europe gps Map, map for India. Map for Brazil. Map for turkey. Map for china and many more countries are listed. GPS Live Earth Map is android auto Driving assistance app because speed box feature is speed radar is most accurate speedometer tracking auto your exact you broken speedometer of your car with GPS Car navigation.

GPS Navigation, Traffic Map & Tracking Direction Features:

If your device is not rooted, the app will perform a “limited” scan for your deleted photos by searching your cache and thumbnails.

After the scan is complete, tap the “Clean up” button to permanently delete any items that you no longer need (currently an experimental feature, available only in the Basic Scan).* You can also use the “Wipe free space” option to erase the remaining free space on your device, so that any deleted files can no longer be recoverable.For complete instructions, please see http://diskdigger.org/androidIf you need to recover more types of files besides photos and videos, try DiskDigger Pro!

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Money can be sent from WhatsApp

 Money can be sent from WhatsApp


Money can be sent from WhatsApp from today, find out how this feature will work, Zuckerberg said, there will be no charge on payment.

WhatsApp has announced the launch of a payment service on its official blog. The service will be launched in India in phases, initially benefiting over 20 million users.

You will now be able to make payments through the instant messaging platform WhatsApp.  The National Payment Corporation of India (NPCI) has allowed WhatsApp to launch a UPI (Unified Payment Interface) based payment system.  The instant messaging platform had been testing the payment method for two years, but the talk was stalled due to privacy concerns.

Discussions were constantly going on from Facebook to launch WhatsApp Pay to the Government of India.  However, it has now been approved.  A press release was released on Thursday by the National Payments Corporation of India.  "Go Live has been approved for the WhatsApp payment system," it said.  WhatsApp owner Mark Zuckerberg said in a statement that users will not be charged for using the payment service.

The payment model was allowed to go phase wise live


According to him, the payment model of WhatsApp has been allowed to go live in phases.  That is, it can be made live in different phases.  Initially the company has got approval of 20 million (2 crore) UPI user base, but later its area will be increased in graded manor.

Will work this way


This feature will make WhatsApp payment available in ten regional languages ​​in India.  If your WhatsApp app already has a payment option, you can use it now.  Otherwise you can check the payment option by updating WhatsApp.

WhatsApp said in its statement, from today, WhatsApp users in the country will be able to pay with this app.  WhatsApp has teamed up with the National Payments Corporation of India to develop a UPI based payment interface and also focuses on data localization.

Notably that.  Money can be sent from WhatsApp not only to WhatsApp but from WhatsApp to any UPI supported app.  This means that even if someone is not using WhatsApp Payments, you will be able to make payments through WhatsApp.

According to WhatsApp, payment will be secure here and a UPI PIN will be required for the transaction.  The WhatsApp payment will be available on both Android and iOS platforms, the company said in a statement.  Users can update the app for it.

Paytm will get a bump


With the launch of this service, Paytm, Google Pay and Phone Pay will have a huge impact in the digital payment market.  There are currently more than 45 third-party apps offering UPI-based payments services, including Google Pay, Amazon Pay, Flipkart and Phone Pay.  In addition, 140 banks such as Paytm Payments Bank, Airtel Payments Bank and Axis Bank also offer these services.

WhatsApp has contracted with five major banks for payment services.  These include ICICI Bank, HDFC Bank, Axis Bank, SBI and JIo Payments Bank.

Paytm founder Vijay Shekhar Sharma has been consistently opposed to WhatsApp.  He says the service is not secure for the user and there is a risk of fraud.  India is the largest market for WhatsApp.  WhatsApp has a total of over 400 million active users in India.

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