Awareness about insurance has increased among the people after Corona's death. The government is also offering low-cost insurance to reach out to every section of society. In this order, there are government schemes, Pradhan Mantri Suraksha Vima Yojana (PMSBY) and Pradhan Mantri Jeevan Jyoti Vima Yojana (PMJJBY), which is giving you cover up to Rs 4 lakh.
The bank is offering a benefit of Rs 4 lakh for just Rs 28
Contains schemes like PMSBY and PMJJBY
The customer will get insurance cover from 1st June to 31st May
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The bank is providing this facility of Rs 4 lakh
To get the benefit of Rs 4 lakh, you will have to invest in two government schemes. You can get the benefits only by investing less money in Pradhan Mantri Jeevan Jyoti Vima Yojana (PMJJBY) and Pradhan Mantri Suraksha Vima Yojana (PMSBY). In these two schemes, only Rs 342 has to be deposited annually.
Pradhan Mantri Suraksha Vima Yojana (PMSBY)
Under Pradhan Mantri Suraksha Vima Yojana, in case of death of the insured in an accident or complete disability, a compensation of Rs. 2 lakh is given. Under this scheme, if the insured becomes partially or permanently disabled, he gets a cover of Rs. 1 lakh. In this, anyone between the ages of 18 and 70 can take cover. The annual premium for this plan is only Rs.
Pradhan Mantri Jeevan Jyoti Vima Yojana (PMJJBY)
Notably, under the Pradhan Mantri Jeevan Jyoti Vima Yojana, on the death of the insured, the nominee gets Rs 2 lakh. Anyone between the ages of 18 and 50 can avail this scheme. Even for this plan you only have to pay an annual premium of Rs 330. Both of these are term insurance policies. This insurance is for one year.
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Insurance cover will be available from 1st June to 31st May
This insurance cover is from 1st June to 31st May. You need to have a bank account for this. Insurance can also be canceled due to closure of bank account at the time of premium deduction or due to insufficient balance in the account. Therefore, before taking out insurance, take note of the complete information.
